Before2 cows, no plan
After20-cow dairy, ₹45L funded
We discover your government subsidy, arrange up to 90% bank finance, and prepare your project report — all in your language.
Pick your dream. We quietly map it to the right government scheme, loan and subsidy — you never have to learn the scheme names.
These government-supported options may fit your dream:
Subsidy is the single biggest reason to apply: you never repay it. Pick your dream and see exactly how much.
Indicative bands only. Rates, caps & eligibility are set by government bodies and confirmed with an advisor.
Banks judge you on 4 things: your CIBIL score, your repayment capacity (FOIR), your margin money, and the project's earnings (DSCR). We check all four — the way a bank manager does — and tell you honestly where you stand and how to fix any gap.
Our technology finds the right scheme in seconds. Our Chartered Accountants and ex-bankers do the rest — end to end. Here's what that looks like.
Ravi dreamed of a 20-cow dairy but had almost no savings. We built his DPR, matched AHIDF + NLM, and walked his file through the bank.
Lakshmi wanted to turn her baking into a business. Under PMEGP + CGTMSE she got a collateral-free loan — with a chunk she never repays.
For Anil, a pukka house was a lifelong dream. PM Awas added government help on top of his home loan — and the rented years were over.
Illustrative examples based on real scheme structures. Your numbers depend on your project, category and bank — confirmed with our advisors.
No paperwork yet. Just an honest picture of what's possible for you.
Indicative only. Real eligibility is confirmed with a banking advisor.
Banks fund clear plans. The more ready you are, the faster your loan moves.
Start with as little as 10% of the cost. We handle the rest of the journey.
Banks don't fund ideas. They fund clear plans. So we turn your dream into a project report they trust.
Tap each step as you complete it.
You don't fill forms or chase offices. You talk to us; we become your consultant from idea to loan, subsidy and approvals.
Call or request a callback. We listen to your dream in your language and check what's possible.
Our Chartered Accountants build a bankable Detailed Project Report (DPR / CMA) — for a transparent fee. This is what banks actually fund.
We take your file to the right bankers and subsidy authorities (NABARD, NLM, PMMSY…) and follow it end-to-end.
Permissions, NOCs, quotations and single-window clearances — we coordinate with departments and state governments so you don't have to.
A retired-banker's experience plus a CA's rigour — handling the paperwork that usually stops people.
Detailed Project Report prepared by Chartered Accountants in the bank's format.
We present your file to 20+ banks and follow the sanction to disbursement.
NABARD, NLM, PMMSY, PMEGP, AIF claims filed and chased until released.
Vendor quotations, technical write-ups and costings banks ask for.
Agricultural-to-non-agricultural (NA) land conversion support.
Food-business (FSSAI) registration and processing licences.
State electricity-board power connections and pollution-board NOCs.
Single-desk approvals with state governments — Andhra, Telangana, Karnataka & more.
No PDFs, no jargon. Choose a scheme or search, and every detail updates instantly. NLM, Rashtriya Gokul Mission, PMEGP, AIF, AHIDF, PM-KUSUM and more — all in one place.
RBI's PSL spans Agriculture, MSME, Export, Education, Housing, Social Infrastructure, Renewable Energy and Others. We map 29+ schemes internally — you only ever pick a dream.
Architecture mirrors RBI Priority Sector Lending and the JanSamarth credit-linked universe. The FINCLUS difference: portals are scheme-first; we are dream-first + execution-first.
We sit on your side of the table — not the bank's. We prepare your case the way a bank wants to see it, so your file moves faster.
"I thought banks were not for people like me. FINCLUS made my plan and stood with me." — Lakshmi, Telangana
Reach our team — we guide you from the first call to your loan, subsidy and approvals.
2nd Floor, 29A E, 27th Main Road, 7th Cross Road,
Sector 1, HSR Layout, Bengaluru, Karnataka 560102
Our rules engine checks you against the whole scheme database and ranks your best loans + subsidies, with a transparent 100-point score.
Edit any value — the eligibility engine uses it instantly (persists in this browser; in production writes to the schemes table).